Dental Financing Calgary NE
Dental Financing
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Financial Supports
We will always attempt to bill directly your dental insurance. However, it is understood that the patient is ultimately responsible for fees associated with services rendered.
We expect that any balance not covered by the insurance company to be paid at the time of service. We accept most insurance plans and payments by Visa, MasterCard, debit and cheques.
Insurance and Finances FAQ
Here at Cornerstone Family Dental, our knowledgeable and professional team are here to assist our patients in a thorough understanding of the services we perform and utilizing their dental insurance coverage to maximize positive health outcomes. For your convenience, we will direct bill your insurance company for you whenever possible. When arriving at your appointment, it is very important that you bring you insurance information with you AND notify us of any changes in your policy.
Our office will accept direct payment from your dental plan for the cost of those dental services provided which are covered by your individual policy. However, not all services or amounts are covered. There are many variations of individualized treatment plans as well as insurance policies, making each one a little different from the next. With this in mind, it is almost impossible for us to know the details of individual policies off hand.
We are more than happy to submit your information to your insurance company for you. However, payment for dental services rendered is due at the time of service. We conveniently offer the following payment options:
Cash | Credit Card (VISA, MasterCard, American Express) | Interac (Debit) payment
Welcome to Cornerstone Family Dental!
We are a full-service family dental clinic in Calgary NE, providing everything from check-ups, cleanings, cosmetic, Invisalign, white fillings, crowns & bridges, extractions, root canals, and dental implants. For people with dental anxiety we have a revolutionary solution: Our Solea Laser takes the drill, needle, noise and pains out of dental visits! Learn more about SOLEA
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Q1: I thought I had dental insurance, why do I owe a balance (co-pay)?
A1: Your particular dental plan may or may not cover the full cost you incur for your necessary dental treatment. In other words, a percentage of the claim may not be covered by your dental plan (resulting in a “co-pay”). This can occur because fees in our office are based on factors and fee guides, which may or may not have been considered by your employer or policy when enrolling in your plan. In addition, there may be certain dental procedures performed or recommended by your dentist or dental hygienist which are not covered by your individual policy. Our recommendations and quality of care here at Cornerstone Family Dental are based on professional judgment and the best treatment possible for you, not on your insurance plan.
Q2: Can you tell me how much my insurance plan will pay?
A2: We at Cornerstone Family Dental will strive to provide the most accurate estimate possible prior to starting treatment. In order to obtain this information, we will be happy to file a “pre-treatment estimation” also known as “pre-D” to your insurance company with your permission. It is important to keep in mind that there are many variations of insurance policies and plans, therefor it is almost impossible to know the details of your individual policy. In addition, what one person might pay “out of pocket for services” may vary from yours depending on a) necessary treatment and b) dental plan details.
Q3: In the past, dentists have “waived” the co-pay of my treatment and I’ve never had to pay out-of-pocket, can you do the same?
Q3: In the past, dentists have “waived” the co-pay of my treatment and I’ve never had to pay out-of-pocket, can you do the same?
Q4: Why was my benefit different from what I expected?
A4: Each and every insurance plan is designed differently. Being familiar with your insurance plan can help you become more aware of your “out-of-pocket” expenses. In addition, your dental benefit may vary for a number of reasons, such as:
- You have already used some or all of the benefits available from your dental insurance for that year.
- Your insurance plan paid only a percentage of the fee charged by your dentist.
- The treatment you needed was not a covered benefit.
- There may be a deductible (individual or family), or you may have received treatment in another office prior to joining Cornerstone Family Dental which is not calculated into our database.
- You have not reached the end of your plan’s waiting period and are currently ineligible for coverage.
Q5: What is an EOB (explanation of benefits) I am given after my appointment?
Q6: My dentist recommends a treatment that my plan will not pay for. Does this mean the treatment really isn't necessary?
Q7: My spouse and I each have a dental benefit plan. Who in our family is covered by these plans?
Q8: Finances are a concern and I do not have dental insurance, but I want to provide myself and my family with care?
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New Patient Form (PDF)
With respect for your valuable time, please click on the link above to print the necessary new patient forms, complete the information and bring them with you to your first visit.
Complete those at your leisure – this will save you time waiting in our office and give you time to carefully review our policies and procedures.
All forms are available in PDF format. To view these files, you need to install Adobe Acrobat Reader to work with your browser. Please note that you need the latest version of Adobe Acrobat Reader to correctly read our forms. If you have problems opening a form, please try to update your version of Acrobat Reader.
